Few gifts are more meaningful than financial confidence, and membership at Pillar Credit Union is the most valuable way to give it. When you extend Pillar membership to a family member, you’re not just offering a banking option; you’re giving them access to a lifetime of financial opportunities grounded in trust, community, and local support.
A Relationship That Moves Families Forward
Becoming a member connects your loved ones to a financial partner built on relationships—not shareholder profits. As members, they’ll have access to the tools and support they need to purchase vehicles, buy their first home, save for life’s milestones, and navigate big financial decisions with guidance they can rely on.
Here, the “shareholders” aren’t distant investors. They are our neighbors. Local businesses. Families who care about keeping money working right here at home. That’s the heart of the credit union difference.
Why Membership Matters
When your family banks with Pillar, they’re choosing:
- Personal, localized service from people who know the community.
- Competitive loan rates to make cars and homes more attainable.
- A cooperative philosophy that reinvests dollars back into the community, strengthening local growth.
- A trusted partner that has been small but mighty for 65 years.
Every new member contributes to a stronger, more resilient local economy. That’s something your family can feel proud of.
The Pillar Advantage: Better Rates & Lower Fees
The community first structure of credit unions translates directly into tangible financial benefits for your family. Publicly available statistics consistently show that credit unions, on average, offer better rates on savings and loans, and lower fees than traditional banks.
Here is a look at recent national averages:
| Product Comparison (Averages) | Credit Union Rate | Bank Rate | Benefit |
| 1-Year CD Interest (Sept 2024) | $\approx 3.26\%$ | $\approx 2.41\%$ | 0.85% Higher Savings Yield |
| 60-Month New Car Loan | $\approx 6.27\%$ | $\approx 7.50\%$ | 1.23% Lower Interest Paid |
| Average Overdraft Fee | $\approx \$26.61$ | $\approx \$31.24$ | 15% Lower Fee |
| 3-Year Personal Loan (Q3 2025) | $\approx 10.72\%$ | $\approx 12.06\%$ | 1.34% Lower Interest Paid |
Source: MoneyRates, NCUA Data. Rates are national averages and subject to change.
This difference means real money back in your family’s pocket—whether they are saving for a milestone or financing a major purchase.
Lead Your Family’s Financial Empowerment Journey
Invite your loved ones to join you in building a stronger financial future. With Pillar Credit Union by their side, they can build confidence, learn financial skills, and make progress toward long term goals—one smart step at a time.
Call to Action: Join the Credit Union That Puts People First
Encourage a family member to become part of Pillar Credit Union today. It gives them access to meaningful financial guidance, long standing local support, and a place where their membership truly matters.
Join Pillar Credit Union—where together, we’re building a stronger community and keeping dollars where they belong.
Small but mighty. Local and lasting. Proudly serving our community for 65 years. Link to join https://app.consumer.meridianlink.com/xa/xpressApp.aspx?enc=Kw21Wblm1yxpjJabdoZaD1_TPBbnkzSyqeEvFXpCavz6PEvwpEO3YFVtwPu3VFDBB2AhruaVtq-MPF6Wj0GTpEceqRdludEArYKTAPFZpTI&utm_source=PillarCU&utm_medium=Link1&utm_campaign=New+Membership